Welcome to Cover Your Life! By accessing our website or using our insurance services, you agree to the following terms and conditions. Please read them carefully before proceeding.

1. Acceptance of terms and conditions
   By visiting our website, taking out a policy or using our services, you confirm that you have read, understood and agree to these terms and conditions. If you do not agree with them, please refrain from using our services.
2. Services offered
   Cover Your Life offers a range of insurance solutions including, but not limited to:

Life insurance
Health insurance
Property and motor insurance
Financial protection
We reserve the right to change, suspend or discontinue our services without prior notice.

3. Eligibility
   Our services are available to individuals who meet the eligibility criteria for certain insurance policies. You must provide accurate and truthful information during the application process.
4. Taking out and renewing policies
   All insurance applications must be authorised by our insurance partners.
   The premium amount, details of cover and payment terms are clearly set out in your policy contract.
   Policies must be renewed within the specified period to ensure that cover does not lapse.
5. Cancellation and refund
   Customers can cancel their policy within the cooling-off period (usually 2 days) and receive a full refund, provided no claims have been made.
   The refund entitlement and cancellation charges may vary depending on the terms of your policy.
6. Claims procedure
   In the event of a claim, you must provide accurate documentation and follow the claims procedure outlined in your policy.
   Cover Your Life is not liable for the rejection of claims due to incomplete or incorrect information.
7. Responsibilities of the customer
   As the policyholder, you are responsible for:

Providing accurate information during the application process.
Keeping your contact details and payment information up to date.
Understanding the terms and conditions of your policy.

8. Disclaimer
   Whilst Cover Your Life endeavours to provide accurate and up to date information, it is not responsible for:

Errors, omissions or delays in policy approval.
Loss or damage due to circumstances beyond our control.
Financial losses resulting from the customer’s failure to disclose relevant information.

9. Intellectual property
   All content, logos, designs and materials on the Cover Your Life website are the property of Cover Your Life. Unauthorised use, reproduction or distribution is strictly prohibited.
10. Privacy and data protection
    We value your privacy and adhere to strict data protection practises. Please read our Privacy Policy to learn how we collect, use and protect your data.
11. Changes to terms and conditions
    Cover Your Life reserves the right to update or change these terms and conditions at any time. Changes will be posted on our website and continued use of our services will mean that you accept the revised terms and conditions.
12. Contact Information
    If you have any questions, concerns or support requests, please contact us:

📞 Phone: +1-(765) 938-1701
✉️ Email: contact@coveryourlife.site